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Properties in Northridge below $850,00


Clemente De La Torre
REALTOR®

Company JohnHart Real Estate
DRE 02032823

About Clemente De La Torre

As an experienced Realtor, Clemente provides much knowledge about the diverse Real Estate markets throughout the greater Los Angeles area. His personable character and passion for helping people has led him to serving communities on their Real Estate needs. Treating Clients like friends is both a guiding principle and a way of life for Clemente. It is far more than just a transaction for the Real Estate professional, it is about his desire to have you happily living in the home of your dreams. As a proud Agent of JohnHart Real Estate, Clemente is backed by a team of working professionals who assist with the transactional management, which allows him to spend more time with you, as his Client. As your Agent, Clemente will commit to giving you his best efforts by walking you through the process, so you understand every step. His secret is simple: To listen to your needs, ask the right questions, and negotiate to get you the best price for your home. His promise to you is to work his hardest to get you into the house you desire. As a father of four kids, Clemente understands the value of providing a home that fits your unique needs, which is one of the many reasons why he will always go above and beyond for you and your family. As the former President of the San Fernando Chamber of Commerce and the CEO of Business Network Alliance, he prides himself on helping individuals throughout diverse communities. In his spare time, Clemente works with nonprofit organizations, such as Odd Fellas Organizations and Angles Bark Dog Rescue, to make a difference in our world. Allow Clemente, as your Real Estate Agent to make a positive difference in achieving your Real Estate dreams.


Benefits of Buying Real Property

There are wide array of benefits for buying real property. From social to economic, and even political, benefits of owning real property can't be easily counted. Real property offers an anchorage to family geographic zoning. Owners enjoy the benefits of forming closer connections with their community, through local businesses, schools, worship places and neighbors.

As always, economic benefit is a good starting point. Did you know that by paying $900/month rent you are throwing away $54,000? Yes, rent is a waste of money. Rent can't be even claimed in tax returns. In contrast, monthly payments towards mortgage payment plan will expand homeowners' wealth as equity is created. Moreover, buying a real property increases credit rating through regular payment history and location security. Even more, real property buyers can claim interest in their yearly tax returns (consult a tax expert for more details).

On the political level, homeowners exercise more influence on political decision makers. Because most county and state profits are based on real property taxes, politicians answer demands of property owners before renters (who are usually relocating). For example, when the financial crisis struck the U.S. markets in middle of 2007, the federal government quickly enacted laws to protect property owners. The same issue played a crucial role in 2008 Presidential elections.

In addition to economic and political benefits, real property buyers enjoy better social standings. Because property owners are more constraint to move, they form social networks with their local community. Neighbors invite each other for birthdays and other events. Housewives form local groups to help raise the children of the community. Even in safety, most communities utilize local neighborhood watches to keep crime level at a low level.

Finally, by buying a real property, individuals achieve the American Dream. Thanks to the U.S. government system, ownership rights are at the foundational core of the United States. A sense of accomplishment and satisfaction beholds property owners as they are free to express themselves within their own castles. Buying real property is as simple as desires of potential buyers.

This information is an estimate and for research purposes only. The estimate is based on prevailing rates typical in the industry and your own input concerning salary and assets, which JohnHart has no way of verifying. The estimate does not purport to include every potential expense involved in purchasing a home (including but not limited to taxes and HOA fees) which can vary widely by property and location. Neither JohnHart nor any of its affiliates make any warranties or guarantees in any way about the likelihood of obtaining a loan for a house and on what terms (if at all) a prospective buyer may be able to obtain a loan. Prospective buyers must consult a lender for qualification and for terms of qualification according to a buyer’s financial situation at the time and the property sought. This information only represents an estimate based on average financial terms prevailing at the time and may be different from what you see from a lender depending on, amongst other things, your individual financial situation and time period during which you seek a loan.